Cost Estimate: Price varies (*Based on your chosen plan.)
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About Insurer
Age Limits:
- Pets need to be at least 6 weeks old to enroll.
- No upper age limits for enrollment.
Plan Coverage:
- There is a 10%, 20% or 30% co-pay (depending on chosen plan), after your annual deductible.
- Sick visit and exam fees, are covered. The pay-out amount is based on your actual vet bill.
- Use your current or any veterinarian in the US or Canada, including ER and specialty hospitals.
- Comprehensive non-routine dental coverage for injuries and oral disease including: extractions, periodontal disease, and root canal therapy are covered as standard in the policy with no dental condition limits.
- Holistic, alternative, and homeopathic therapies are covered as standard on every policy at no extra cost including: physical therapy, acupuncture, and hydrotherapy.
- Coverage is available for vacation cancellation and death benefits, boarding kennel fees, advertising and reward costs for lost pets for policies with a $15,000 or greater annual limit.
- Covered for Life® guarantee. Petplan will never terminate your policy based on your claims history or just because your pet is sick.
- No Claims Credit: For each consecutive 12-month policy period that a pet has been insured by Petplan and has gone without a paid claim, a credit shall be awarded to the customer at renewal.
- Behavioral treatments including noise phobia, anxiety disorders such as travel and separation anxiety and house soiling, are covered for policies with an annual limit of $15,000 or more.
- Pay-out amount is based on your vet bill.
Annual Payout Limits:
- Limit of $2,500-Unlimited. All based on your chosen plan.
- No limits or exclusions for chronic or hereditary conditions.
- No per condition limits.
Annual Deductible:
- $250-$1,000.
- Per condition deductibles from $250-$2,500 also available.
Waiting Period:
- Coverage goes into effect at 12:10am the day after activation.
- Accident and injury coverage begins after a 5 day waiting period.
- Illness coverage begins after a 15 day waiting period.
- Hip dysplasia, standard illness waiting period applies.
- Patella, cruciate and soft tissue disorders of the knee – six month exclusionary period (waivable by Petplan if a healthy knee exam by your veterinarian during the policy period). *Healthy knee exam must be done in the first 30 days after the inception of the policy in order for the 6 month cruciate exclusionary period to be waived.
Exclusions:
- Pre-existing conditions are not covered.
- Curable pre-existing conditions may be coverable after an exclusionary period – (call Petplan directly to learn more).
- Routine and preventive care expenses are not covered.
*Insurer information is supplied to the best of our knowledge. Please double-check with the insurer to make sure the information provided is current.
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