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Hartville

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Hartville Pet Insurance

Cost Estimate: $10-$16 month (*Based on your chosen plan.)

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About Insurer

Age Limits: 

  • Pets need to be at least 8 weeks old to enroll.
  • No upper age limits.

Plan Coverage:

  • There is a 70%, 80% or 90% payout amount (depending on chosen plan), after your annual deductible.
  • Pay-out amount is based on your vet bill.

Annual Payout Limits:

  • Limit of $2,500-$20,000. Unlimited plan available. All based on your chosen plan.
  • No lifetime limits.

Annual Deductible: 

  • $100, $250, or $500.

Waiting Period:

  • No waiting periods for preventive care.
  • Coverage begins 14 days after date listed on policy for illnesses, accidents and knee or ligament conditions.

Exclusions:

  • Pre-existing conditions, breeding costs and cosmetic procedures are not covered.
  • There are two Preventive Care plans that can be added to help cover a pet’s wellness care including: annual exams, vaccinations, tests, dental cleanings and flea and heartworm preventive.
  • Preventive Care plans reimburse up to a set amount for each listed treatment.
  • If pet exhibited symptoms of a knee and ligament condition at any time prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded.
  • Accident only coverage is available.

*Insurer information is supplied to the best of our knowledge. Please double-check with the insurer to make sure the information provided is current.

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The views expressed across the blog are the opinion of the author and not necessarily endorsed by Pet Insurance Fast. Always consult your veterinarian for professional advice. Pet Insurance Fast may earn a small commission via affiliate links. Read more about our policies.

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