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Embrace

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Embrace Insurance

Cost Estimate: $13-$100 month (*Based on your chosen plan.)

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About Insurer

Age Limits: 

  • Pets need to be at least 6 weeks old to enroll.
  • New pets over 14 are eligible for accident-only coverage.
  • After enrollment, pets can stay insured regardless of age.

Plan Coverage:

  • There is a 10%, 20% or 30% co-pay (depending on chosen plan), after your annual deductible.
  • Pay-out amount is based on your vet bill.

Annual Payout Limits:

  • Limit of $2,000, $5,000, $10,000 or $15,000. All based on your chosen plan.

Annual Deductible: 

  • $100-$1,000.

Waiting Period:

  • Plan coverage begins after 48 hours for accidents.
  • There is a policy waiting period of 14 days that applies to illness claims.

Exclusions:

  • Pre-existing conditions are not covered.
  • Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.  
  • Optional wellness and prescription drug plans are available for an additional cost.
  • Main plan covers alternative treatments such as homeopathic, acupuncture and chiropractic when provided by a licensed veterinarian. 

*Insurer information is supplied to the best of our knowledge. Please double-check with the insurer to make sure the information provided is current.

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The views expressed across the blog are the opinion of the author and not necessarily endorsed by Pet Insurance Fast. Always consult your veterinarian for professional advice. Pet Insurance Fast may earn a small commission via affiliate links. Read more about our policies.

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