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Figo

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Figo Pet Insurance

Cost Estimate: $9-$135 month (*Based on your chosen plan.)

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About Insurer

Age Limits: 

  • Pets need to be at least 8 weeks old to enroll.
  • No upper age limits apply.

Plan Coverage:

  • Choose a reimbursement level of 70%, 80%, 90% or 100% after your deductible.
  • Pay-out amount is based on your vet bill.

Annual Payout Limits:

  • Limit of $10,000, $14,000 or unlimited. All based on your chosen plan.

Annual Deductible: 

  • $50, $100, $200 or $500.

Waiting Period:

  • Coverage begins 5 days after policy for accidents.
  • A policy waiting period of 14 days applies to illness claims.
  • Waiting period of 6 months applies for conditions involving cruciates and patellas.
  • The 6 month waiting period for knees can be waived with a healthy knee exam within first 30 days of policy effective date.

Exclusions:

  • Pre-existing conditions are not covered.
  • Curable pre-existing conditions are covered if symptom free for 12 months.
  • Hereditary chronic and congenital conditions, behavioral therapy, holistic therapy, hip dysplasia, lost pet and pet mortality are all covered.

*Insurer information is supplied to the best of our knowledge. Please double-check with the insurer to make sure the information provided is current.

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The views expressed across the blog are the opinion of the author and not necessarily endorsed by Pet Insurance Fast. Always consult your veterinarian for professional advice. Pet Insurance Fast may earn a small commission via affiliate links. Read more about our policies.

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